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AffordableInsuranceProtection.com

Disability Plays No Favorites....

But with Disability Income Insurance, you can feel secure in knowing that you're protecting your most valuable asset -- your ability to work and earn an income. Avoid the financial strain even a short-term disability can cause when you're too sick or hurt to work.

The causes of disability may surprise you! Here's a breakdown (by percentage of claims) of some typical reasons an individual may become disabled:

Cancer

9%

Chronic Fatigue Syndrome/Fibromyalgia/Carpel Tunnel

10%

Cardiac/Circulatory System

8%

Infectious Diseases

3% 

Nervous System

13% 

Mental and Nervous/Substance Abuse

18% 

Injuries

7%

Back

19% 

Orthopedic (excluding back)

7% 

Miscellaneous

6% 

Source: Principal Life Adjustable Disability Insurance claims incurred in any year as of January 1, 2004. The above is for illustrative purposes only and is not intended as an inclusive representation of all claims.

Sample Disability Claims

Adjusted Disability Insurance claims as of March 15, 2004

 Occupation

 Age

 Diagnosis

 Total Paid

Physician

35

Nerve Disorder

$1,212,800.00

Physician

49

Back

$688,860.71

Physician

35

Hearing Loss

$509,365.34

Physician

58

Myeloid Leukemia

$161,373.33

Dentist

36

Spinal Cord Injury

$550,000.00

Dentist

41

Multiple Sclerosis

$1,086,144.89

Dentist

46

Carpal Tunnel Syndrome

$50,685.00

Dentist

53

Blood Clot

$760,885.38

Psychiatrist

47

Multiple Sclerosis

$182,421.28

Psychiatrist

60

Parkinson's Disease

$34,000.00

Veterinarian

37

Cancer

$46,655.00

Veterinarian

43

Back

$332,218.00

Pharmacist

29

Back

$68,100.80

Pharmacist

47

Osteoarthrosis

$237,649.65

Nurse

36

Ovarian Cancer

$163,698.91

Nurse

41

Nerve Disorder

$627,500.00

Nurse

45

Back

$28,466.68

Nurse

58

Stroke

$44,533.33

Physical Therapist

38

Heart Attack

$282,118.96

Physical Therapist

46

Epilepsy

$487,266.84

Attorney

37

Multiple Sclerosis

$122,500.00

Attorney

44

Breast Cancer

$21,652.98

Attorney

46

HIV

$301,575.66

Attorney

59

Parkinson's Disease

$151,100.00

CPA

39

Lupus

$21,881.60

CPA

45

Heart Disease

$135,300.00

Corporate Executive

40

Heart

$198,600.00

Corporate Executive

47

Lyme Disease

$399,600.00

Corporate Executive

57

Emphysema

$720,000.00

Corporate Executive

57

Rheumatoid Arthritis

$33,308.00

Computer Consultant

29

Organic Brain Disorder

$54,730.00

Computer Consultant

36

Rheumatoid Arthritis

$191,636.17

Computer Consultant

39

HIV

$305,492.31

Computer Consultant

41

Bone Disease

$50,933.33

Business Owner

44

Liver Disease

$1,590,527.60

Business Owner

45

Brain Tumor

$18,105.00

Business Owner

52

Head Injury

$140,250.00

Business Owner

54

Hip and Thigh Injury

$116,074.34

Business Owner

55

Blind

$222,800.00

Psychiatrist

58

Cancer

$50,366.47

The above is for illustrative purposes only and is not intended as an inclusive representation of all claims.

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AffordableInsuranceProtection.com
Financial Solutions Group, Inc.

1311 S. Main St., Suite 208
Mt. Airy, MD 21771

Toll-Free Phone: 1-800-995-6532
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LEGAL/PRIVACY/DISCLAIMER

**Page information taken from various sources including, but not limited to "From Here To SecuritySM", The National Underwriter Company, National Safety Council, The Society of Actuaries, Social Security Forum, New York Post, Association of Health Insurance Advisors, Health Insurance Association of America, With Permission © Insurance Information Institute, Inc. - ALL RIGHTS RESERVED - or otherwise noted** 



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