Nearly 50% of the 1 million Americans who filed for bankruptcy protection in 1999 did so after being sidelined by an unexpected illness or injury.
-New York Post, April 3, 2000, "There's No Insuring You Won't Go Bankrupt"

The truth is that during the course of your career, you are 3.5 times more likely to be injured and need disability insurance coverage than you are to die and need life insurance.
-Health Industry Association of America, 2000

In the last 10 minutes, 390 Americans became disabled.
-National Safety Council, 2001

A fatal injury occurs every 5 minutes and a disabling injury every 1.5 seconds.
-National Safety Council, Injury Facts, 2003 Edition

There is a death caused by a motor vehicle crash every 12 minutes; there is a disabling injury every 14 seconds.
-National Safety Council, Injury Facts, 2003 Edition

The Federal Home Loan Bank has determined the major cause of mortgage loan foreclosures is disablement of the mortgagee; 48% of mortgage foreclosures due to disability vs. 3% due to death.

The Federal Home Loan Bank states that 1 out of 18 mortgages is not being paid because of the disability of the mortgage holder.

Over 17 million Americans were unable to work because of a disability in 1998.